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Do you need more time and freedom in your life? Listen to The Purpose of Money podcast for financial tips, advice, and stories from women on the journey to break free from the golden handcuffs. Each interview has valuable tips on how to create freedom, time, and wealth in your life now. New episodes every other Wednesday. Learn more at ThePurposeofMoney.com/podcast
Episodes
Saturday Dec 16, 2023
Saturday Dec 16, 2023
A math teacher building a vacation home empire sounds unreal, right? Crystina has over 11 years of experience in education, where she's served as a math specialist and math coach. Today, she has combined her real-life experience in personal finance with her math skills to educate others on how to build real wealth.
When she's not doing that, Crystina is building a vacation home empire through real estate investing. She also helps others design and rent out vacation homes to make a passive income.
In this episode, you'll learn:
- Why Crystina chose to be a math specialist.
- Math today vs math in the past, why is math so different?
- Shifting from a 9 to 5 job into a real estate business
- What is the vacation home market, and how can it create passive income
- How house hacking is different from small rentals
- Different ways Crystina finds vacation homes and investors
And so much more!
Subscribe to The Purpose of Money so you never miss an episode!
Check out my episode on house hacking - How to Start House Hacking
Do you want to leverage life insurance to invest in real estate? Check out my course, The Purpose of Money Maximizer.
Want to learn how to budget, save, invest, and more? Book a Financial Analysis and get your affairs in order.
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Thursday Dec 21, 2023
Thursday Dec 21, 2023
Ariana Pareja founded her first company at 21 years old and bootstrapped her company to a multimillion-dollar valuation. She’s raised $48 million in venture capital funding for her tech startup, and her company achieved a $150 million valuation in just over six years.
Today, Ariana is a mom and wife–living life on her terms. This powerful interview will inspire you to bootstrap your business to the next level of success.
In this episode, you will learn:
- How and why Ariana started a business at 21
- How did Ariana overcame the challenges and setbacks as a young female founder
- How to raise capital for your startup and knowing when to sell
- Advice for young female entrepreneurs who are ready to take risks and raise funds
- How do you balance between motherhood and entrepreneurship
And so much more!
So, how did we do? If you liked this episode about entrepreneurship and relationships, make sure to leave a five-star review!
Wednesday Jan 03, 2024
Wednesday Jan 03, 2024
Ray'Chel is a certified financial education instructor and a graduate student at Duke Divinity School. But she's also a serial entrepreneur and award-winning educator dedicated to education and helping people get their finances together. She's also an author, and we're gonna talk about her latest book in this episode.
In this episode, you will learn:
- Why Ray'Chel Wilson was named one of Tulsa's Emerging 100
- Key principles from the Bible that can help you govern your finances
- What's new and what's next for Ray'Chel's, including her new app
- What motivated Ray'Chel Wilson to learn how to invest and pay off her student loans
And so much more!
Get her latest book Money Talk$: Uncut Convos with Financial Experts on How to Grow, Leverage and Protect Your Assets
Her other books to read:
- Holistic Money Mindset: Mental Preparation for Abundance
- Personal Finance Crash Course: What They Didn't Teach You in School
- The Money Moves Workbook: Achieving Your Wealth Goals in 12 Months or Less
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Monday Mar 18, 2024
Monday Mar 18, 2024
🚨 Breaking News Alert! 🚨
Credit card fees are changing and here's what you need to know!
In this episode, we discuss the latest developments in credit card fees, thanks to the Biden administration. Listen to learn about the new credit card fee cap and what this means for you and your wallet.
Plus get the top tips and strategies to help you steer clear of credit card fees and avoid falling into credit card debt. Whether you're a seasoned credit card user or just starting out, this episode is for you!
Check my podcast about "How to Fix Your Credit Score When It Drops 100 Points" https://thepurposeofmoney.com/how-to-fix-your-credit-score/
Want more money tips?
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Friday Apr 19, 2024
Friday Apr 19, 2024
Do you think you'd fall for a $50,000 scam?
I bet Charlotte Cowles, a financial expert and financial columnist, thought she would never fall for a scam, but she did, and this podcast episode tells you all about it.
Listen to learn why in the heck Charlotte put $50,000 in a shoe box and gave it to the scammers! After you listen, you can read her entire story here.
Want some money tips?
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Monday Apr 29, 2024
Monday Apr 29, 2024
Are you confused about all the student loan forgiveness proposals the Biden Administration has mentioned? In this episode, we will discuss the latest student loan plans from the Biden Administration.
The Biden administration's latest plan, estimated to cost around $100 billion, is primarily aimed at erasing debt for those struggling with heavy student loan burdens.
Do you want to know how to navigate the student loan repayment process? Book your time with my Student Loan experts.
Want some money tips?
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Wednesday Jun 26, 2024
Wednesday Jun 26, 2024
Se tè ki bat ki bwe lapli. This Haitian Creole proverb translates to "It’s the clay that drinks the rain." In other words, we must prepare ourselves for the opportunities.
Stephania Andrew learned that many children in Haiti are bright and eager to learn but lack access to affordable education and opportunities.
So, she set out to change things.
In this episode, Stephania explains why she established The Garden of Life, an organization with a profound mission: to improve the lives of children in Haiti.
We discuss the transformative power of education. Plus, Stephania highlights her team's tireless efforts to provide children with essential education, support, and opportunities.
In this episode, you will learn:
- How her program is helping children in Haiti thrive
- Challenges faced by children when their basic needs go unmet, and education falls by the wayside
- What are Stephania and her team doing to help raise awareness and improve the lives of students in 3 cities in Haiti
- How you can help
And so much more!
You can help the kids of Haiti by donating through their website.
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Connect with The Garden of Life
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Facebook
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Wednesday Jan 22, 2025
Wednesday Jan 22, 2025
It's the 5th anniversary of The Purpose of Money Podcast. We're starting with a fantastic guest, Bernadette Joy--your Millionaire Mentor!
Bernadette Joy is a financial powerhouse. She paid off $300,000 in debt in three years and grew her net worth to over $1 million in her 30s. As a first-generation Filipina, she’s breaking barriers. Her educational platform, Crush Your Money Goals, helps leaders transform their finances and make boss money moves.
In this episode, Bernadette, an expert contributor to Forbes, CNET, and CNBC, shares her journey and top tips for tackling debt, building wealth, and achieving financial freedom. Fun Fact: She is the eighth of her father’s nine children and was raised in a humble and lively household.
Get your hands on Bernadette Joy's book - CRUSH Your Money Goals: 25 Smart Money Habits to Save, Invest, and Fast-Track Your Financial Freedom
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Wednesday Jan 22, 2025
Wednesday Jan 22, 2025
Budget doesn’t have to be a bad word. You just need to find the budget that works for you.
Zach Whelchel, a certified financial education instructor and budgeting expert, has always excelled at saving and managing his finances. Now, with his innovative platform, My Budget Coach, he helps others achieve financial stability.
In this episode, you will learn:
- How Zach moved abroad with his family for a few months
- Why Zach has a passion for budgeting
- Real estate strategies to help you build passive income through homeownership and rentals
- Zach’s favorite way to budget
- More about My Budget Coach and how you can get started today
- Tips to help couples budget
And so much more!
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Friday Jan 24, 2025
Friday Jan 24, 2025
Have you ever wondered what it really takes to turn a hotel investment into a thriving, branded business?
Kishan J. Patel joins us, and we dive deep into navigating franchise agreements, understanding key money, and the essentials for building successful partnerships with major hotel brands.
He is an experienced franchise attorney who shares insights on the value of partnerships with top hotel brands, the importance of understanding Franchise Disclosure Documents (FDDs), and how key money can impact hotel conversions.
In this episode, you will learn:
- Kishane’s family journey from small motels to a successful hotel portfolio highlights generational values
- Benefits of Branded vs. Independent Hotels
- Protecting and optimizing investments through expert legal guidance
- How strong partnerships with brand teams support long-term hotel success
- Key FDD points every potential franchisee should know
- Tips on franchise negotiation and safeguarding owner interests
- Pros and cons of key money to support rebranding efforts
- The importance of Attorneys to help clients identify and renegotiate unfavorable terms in contracts
- Guidance for aspiring hoteliers on franchises and acquisitions.
And so much more!
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